A new system, paid monthly.
A system usually fails at the worst possible moment, and rarely at a convenient one for the bank account. Financing through Regions lets the work happen now and the cost spread out.
Checking what you qualify for is a soft credit pull. It does not affect your credit score.
What the loan is
A fixed-rate installment loan from Regions Bank, Member FDIC. Fixed means the rate does not move after you sign, so the payment you agree to is the payment for the life of the loan.
- Amount
- $1,000 to $65,000
- Term
- 12 to 144 months
- Rate in Florida
- 8.99%–17.99% fixed APR
Florida caps this loan lower than most states. The rate you are offered depends on your credit and the term you choose.
Find out first, then decide
Financing is for the job that genuinely needs doing, not a reason to do a bigger one. The $60 service call still comes first: someone comes out, finds the actual fault, and tells you whether this is a part or a system. Plenty of the time it is a part, and then none of this page matters.
When it really is the system, prequalifying takes a few minutes and does not touch your credit score. You will know what you can spend before anyone quotes you a number.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Monthly payments vary from $11.37 to $29.03 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.
Regions Bank · Member FDIC · Equal Housing Lender. Quel’s Professional AC is not the lender and does not make credit decisions. Questions about an application go to Regions on (866) 405-7600. Questions about the work go to us on (727) 831-9274.

